Free Etsy fee calculator 2026: your exact take-home on every sale
I built this calculator from Etsy's current fee schedule. Plus a lot of reading — forum threads and YouTube comments about the gap between dashboard numbers and what lands in the bank. For a typical sale, Etsy takes 10–25%. The exact number depends on your country, Offsite Ads attribution, and item size. Fixed fees bite harder on low-priced sales. The calculator below shows your exact take-home for any price and country, across 24 markets.
Reflects Canada regulatory fee reduction to 0.50% (effective March 31, 2026).
Brimley per-listing preview
Now imagine this for every listing in your shop — ranked by what you keep.
Why this number might not match your Etsy deposit
Same problem comes up in forum threads and YouTube comments. The dashboard shows one number. Something different shows up in the bank. A single sale rarely arrives as a single deposit. It trickles in over days. A small currency-conversion credit settles a week later. A deduction arrives when a refund from last month reverses its fees. By the time you've reconciled, the math isn't obvious.
This calculator shows expected take-home per sale — what the math says should happen. It can't see disbursement timing, reserve holds, or currency conversion at payout. It can't see Offsite Ads fees that attribute 30 days after the sale closed. That gap — between what should land and what does — is why I built Brimley. Every fee tied to every transaction. Every transaction tied to every payment your bank actually saw.
Can you actually reduce these fees?
Mostly, no — I went down this rabbit hole myself. Four of five Etsy fees are fixed. Here's the short version:
| Fee | Reducible? | How |
|---|---|---|
| Listing fee ($0.20) | No | Charged on every sale |
| Transaction fee (6.5%) | No | No exceptions |
| Payment processing | No | Locked by your country |
| Offsite Ads (12/15%) | Partial | Opt out below $10K/year · $100/order cap above |
| Listing price | Indirect | Raise price to absorb fees |
Offsite Ads is the one real exception. Under $10,000 in the past 12 months, opt out at Shop Manager → Settings → Offsite Ads. Above that threshold you're enrolled automatically at 12%, capped at $100 per order — so a $5,000 sale costs $100 in ads fees, not $600.
Raising prices is the underrated lever. Moving a $28 listing to $30 adds more to your margin than any fee tweak. The calculator above shows exactly how much headroom you have.
What this calculator doesn't model
When I built this, I made deliberate choices about what to include. The five fees modeled here hit virtually every Etsy sale. Four things I deliberately left out:
Applied when your listing currency differs from your payout currency. Plus ongoing cross-currency bookkeeping adjustments on your Payment Account.
Optional monthly services with their own fee structures — out of single-sale scope.
Colorado's $0.29 and similar one-off state charges. Separate from the country-level Regulatory Fee the calculator does model.
Reverse fees across weeks in ways a single-sale calculator can't show.
Brimley, the product this calculator is part of, handles all of these at the order level when you connect your shop. The calculator on this page is a starting point — it gets you 97% of the way there for any single sale, with the formulas visible.
Etsy fee FAQ
- How much does Etsy take per sale in 2026?
- For a typical US sale of $25 plus $5 shipping with no offsite ads, Etsy keeps about 11% of the sale — a $0.20 listing fee, $1.95 transaction fee, and $1.15 payment processing. Add a 15% offsite ads charge and that jumps to about 26%. Internationally, payment processing is slightly higher, so the total Etsy keeps is 1–2 percentage points more.
- Does the 6.5% transaction fee apply to shipping?
- Yes. Etsy’s 6.5% transaction fee applies to the item price plus the shipping you charge the buyer plus gift wrap and personalization fees. Sales tax is the only thing excluded.
- Why is there a separate field for the shipping label cost?
- What the buyer paid you for shipping and what you actually paid USPS/UPS/FedEx for the label are two different numbers. If you charged $4.99 and the label cost $3.42, you kept $1.57 on shipping. If the label cost $6.50, you lost $1.51. Schedule C separates these too — label costs go on Line 27a (Other expenses), not COGS. The calculator treats item cost as per-unit and the shipping label as per-order, which matches how Etsy actually charges.
- Why does Etsy charge a $0.20 listing fee if I already paid one?
- Listings expire after four months, and Etsy auto-renews them on every sale. Each sale charges another $0.20 listing fee. For multi-quantity sales (one order, multiple units of the same item), the $0.20 is charged per unit.
- Can I avoid the offsite ads fee?
- If your shop made less than $10,000 in the previous 12 months, you can opt out in shop settings. Above $10,000, participation is mandatory at the lower 12% rate. The fee only applies to sales that came through an Etsy-placed ad on Google, Facebook, Instagram, or Pinterest within 30 days of the buyer clicking it.
- Does this calculator work for sellers outside the US?
- Yes. The country selector covers 24 countries across North America, Europe, Nordics, Asia-Pacific, and Latin America — covering roughly 97% of the Etsy seller market. Payment processing rates adjust by country. For sellers in UK, France, Italy, Spain, Türkiye, Canada, India, and Vietnam, the calculator also applies the Regulatory Operating Fee (DST pass-through) specific to that country. The other fees (listing, transaction, offsite ads) are the same worldwide. Display is in USD-equivalent for the fixed component of processing fees — the actual native rate is shown in the dropdown label.
- How accurate is this compared to my real Etsy Payment Account?
- For a single sale, accuracy is about 97–98% — the five fees modeled here (listing, transaction, processing, offsite ads, regulatory) cover the vast majority of every sale. The remaining 2–3% comes from edge cases listed in “What this calculator doesn’t model” above: currency conversion, state delivery fees, refunds, subscriptions. Brimley reconstructs all of these from your actual order data when you connect your shop.
- Why is my Etsy deposit smaller than the total sales on my dashboard?
- Several reasons, often combined: pending reserve holds (especially for new shops), currency conversion timing when selling outside your shop currency, Offsite Ads fees attributed after the sale closed, partial refund reversals from older transactions. This calculator doesn’t model disbursement timing — it estimates per-sale take-home only. Brimley ties each fee to each transaction to each payment that actually landed in your bank.
Who built this
I built Brimley after hitting the same fee-math gap every Etsy seller eventually notices: the number on the dashboard doesn't match what lands in the bank. This calculator is one piece of that work. It uses Etsy's current fee schedule (April 2026) and updates whenever Etsy changes their rates.
Related reading
- Etsy Stats vs What Actually Hits Your Bank
Worked example from a $39.98 order showing $9.05 in platform fees, Offsite Ads lifetime lock, and reconciliation steps with source citations.